Card Tokenization Without Authorisation

Similar to card tokenization, this feature allows merchants to store card details as a token for use in subsequent transactions. However, this feature does not involve any transaction authorisation processes.

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API Method

Refer to: Payment Inquiry API

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References

SDK Payment Classes

SDK Payment Enums

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1. Generate Payment Token

To prepare a payment token request, refer to the required parameters below.

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Payment Token API

Refer to: Payment Token API

{
    "merchantID": "JT04",
    "invoiceNo": "1595219400",
    "description": "2 days 1 night hotel room",
    "nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
    "paymentChannel": ["GCARD"],
    "request3DS": "Y",
    "tokenizeOnly": true
}

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2. Receive Payment Token Response

To receive a payment token response, refer to the sample payment token response below. The response will contain the payment token ID which must be passed to the merchant application.

String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken:String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"

3. Prepare Card Token Without Authorisation Request

To prepare a card token without authorization request, refer to the parameters below.

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Payment Request Parameters

Refer to: Payment Request API Parameters

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Payment Channel

To see individual card tokenization options, refer to the following sections in the payment channel matrix:
ā€¢ Global Cards
ā€¢ Local Cards

PaymentCode paymentCode = new PaymentCode("CC");
   
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
                                .setExpiryMonth(12)
                                .setExpiryYear(2020)
                                .setSecurityCode("123")
                                .build();
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
  
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
                                       expiryMonth: 12]
                                       expiryYear: 2020]
                                       securityCode: @"123"]
                                       build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
  
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
                                     .expiryMonth(12)
                                     .expiryYear(2020)
                                     .securityCode("123")
                                     .build()

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5. Prepare Transaction Request

To prepare a transaction request, refer to the parameters below.

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Transaction Request API Parameters

Refer to: Do Payment Request API Parameters

TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()

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6. Receive Transaction Request Response

To receive a transaction request response, refer to the parameters below.

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Transaction Response API Parameters

Refer to: Do Payment Response API Parameter

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References

Response Code
To view payment process flows based on response code, refer to: Payment Flow Response Codes

PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
   
     @Override
     public void onResponse(TransactionResultResponse response) {
   
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
   
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
   
               //Inquiry payment result by using invoice no.
          } else {
   
               //Get error response and display error.
          }
     }
   
     @Override
     public void onFailure(Throwable error) {
   
          //Get error response and display error.
     }
});
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
             
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                 
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                 
          //Inquiry payment result by using invoice no.
     } else {
                 
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
             
     //Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
     
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                  
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                  
           //Inquiry payment result by using invoice no.
     } else {
                  
           //Get error response and display error.
     }
}) { (error: NSError) in
              
     //Get error response and display error.
}

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Callback for PGW Payment Authentication

Refer to: Handle PGW Payment Authentication

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7. Initiate Payment Inquiry

To retrieve payment details and card tokens, merchants must initiate the Payment Inquiry API. Refer to the sample code below.

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Payment Inquiry API

Refer to: Payment Inquiry API

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Full Sample Code

The following sample code demonstrates requests and responses for each step of the process.

//Step 1: Generate payment token id.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
   
//Step 2: Construct credit card request.
PaymentCode paymentCode = new PaymentCode("CC");
   
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
                                .setExpiryMonth(12)
                                .setExpiryYear(2020)
                                .setSecurityCode("123")
                                .build();
   
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
   
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
   
     @Override
     public void onResponse(TransactionResultResponse response) {
   
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
   
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
   
               //Inquiry payment result by using invoice no.
          } else {
   
               //Get error response and display error.
          }
     }
   
     @Override
     public void onFailure(Throwable error) {
   
          //Get error response and display error.
     }
});
//Step 1: Generate payment token id.
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
  
//Step 2: Construct credit card request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
  
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
                                       expiryMonth: 12]
                                       expiryYear: 2020]
                                       securityCode: @"123"]
                                       build];
  
//Step 3: Construct transaction request.  
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
      
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
             
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                 
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                 
          //Inquiry payment result by using invoice no.
     } else {
                 
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
             
     //Get error response and display error.
}];
//Step 1: Generate payment token id.
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
     
//Step 2: Construct credit card request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
  
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
                                     .expiryMonth(12)
                                     .expiryYear(2020)
                                     .securityCode("123")
                                     .build()
          
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
          
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
     
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                  
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                  
           //Inquiry payment result by using invoice no.
     } else {
                  
           //Get error response and display error.
     }
}) { (error: NSError) in
              
     //Get error response and display error.
}