Payment with card token

'Card Token' can be stored in merchant system as a replacement of storing the original card information which will require merchant to obtain PCI DSS compliance.

By using the card token, merchant able to let customers make a payment without re-entering their credit card information.

 
Here are 6 steps to make a successful card token payment:

Full Sample Code

 

📘

API Method

PGW SDK API Interface

🚧

References

SDK Payment Classes
SDK Payment Enums

 
Step 1: Generate payment token.

 
1.1 Generate payment token ID.

📘

Payment Token API

Please refer: Payment Token API

{
    "merchantID": "JT04",
    "invoiceNo": "1595219400",
    "description": "2 days 1 night hotel room",
    "amount": 10.0,
    "currencyCode": "THB",
    "nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
    "paymentChannel": ["GCARD"],
    "request3DS": "Y",
    "cardTokens": ["20052010380915759367"]
}

 
1.2 Get payment token ID from response and pass it to merchant mobile application.

String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken:String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"

 
Step 2: Set card token.

String cardToken = "20052010380915759367";
NSString *cardToken = @"20052010380915759367";
let cardToken: String = "20052010380915759367"

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Payment Request Parameter

Please refer: Payment Request API Parameter

🚧

Payment Channel

Payment with card token support a few of options. Please refer below payment channel matrix for individual payment option.
For Global Card
For Local Card

 
Step 3: Construct card token request.

PaymentCode paymentCode = new PaymentCode("CC");
 
PaymentRequest paymentRequest = new CardTokenPaymentBuilder(paymentCode, cardToken)
                                .setSecurityCode("123")
                                .build();
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
      
PaymentRequest *paymentRequest = [[[[CardTokenPaymentBuilder alloc] initWithPaymentCode: paymentCode token: cardToken]
                                     securityCode: @"123"]
                                     build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
   
let paymentRequest: PaymentRequest = CardTokenPaymentBuilder(paymentCode: paymentCode, cardToken)
                                     .securityCode("123")
                                     .build()

 
Step 4: Construct Transaction Request.

TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()

 
Step 5: Execute Payment Request.

Below code show how to execute payment request and receive API response code.

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Transaction Response API Parameter

Please refer: Do Payment Response API Parameter

🚧

References

Response Code
Please refer : Payment Flow Response Code for payment process flow by response code.

PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
    
     @Override
     public void onResponse(TransactionResultResponse response) {
    
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
    
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
    
               //Inquiry payment result by using invoice no.
          } else {
    
               //Get error response and display error.
          }
     }
    
     @Override
     public void onFailure(Throwable error) {
    
          //Get error response and display error.
     }
});
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
              
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                  
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                  
          //Inquiry payment result by using invoice no.
     } else {
                  
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
              
     //Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
      
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                   
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                   
           //Inquiry payment result by using invoice no.
     } else {
                   
           //Get error response and display error.
     }
}) { (error: NSError) in
               
     //Get error response and display error.
}

👍

Callback For Handle PGW Payment Authentication

Please refer : Handle PGW Payment Authentication

 

Step 6: Initiate Payment Inquiry.

Retrieve payment status and detail, required initiate Payment Inquiry API from merchant server end.

📘

Payment Inquiry API

Please refer : Payment Inquiry API

 

Full Sample Code

Full Sample Code Show below.

//Step 1: Generate payment token id.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
    
//Step 2: Set card token
String cardToken = "20052010380915759367";
 
//Step 3: Construct credit card request.
PaymentCode paymentCode = new PaymentCode("CC");
 
PaymentRequest paymentRequest = new CardTokenPaymentBuilder(paymentCode, cardToken)
                                .setSecurityCode("123")
                                .build();
    
//Step 4: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
    
//Step 5: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
    
     @Override
     public void onResponse(TransactionResultResponse response) {
    
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
    
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
    
               //Inquiry payment result by using invoice no.
          } else {
    
               //Get error response and display error.
          }
     }
    
     @Override
     public void onFailure(Throwable error) {
    
          //Get error response and display error.
     }
});
//Step 1: Generate payment token id.
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
   
//Step 2: Set card token
NSString *cardToken = @"20052010380915759367";
     
//Step 3: Construct credit card request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
      
PaymentRequest *paymentRequest = [[[[CardTokenPaymentBuilder alloc] initWithPaymentCode: paymentCode token: cardToken]
                                     securityCode: @"123"]
                                     build];
   
//Step 4: Construct transaction request. 
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
       
//Step 5: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
              
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                  
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                  
          //Inquiry payment result by using invoice no.
     } else {
                  
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
              
     //Get error response and display error.
}];
//Step 1: Generate payment token id.
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
     
//Step 2: Set card token
let cardToken: String = "20052010380915759367"
  
//Step 3: Construct credit card request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
   
let paymentRequest: PaymentRequest = CardTokenPaymentBuilder(paymentCode: paymentCode, cardToken)
                                     .securityCode("123")
                                     .build()
           
//Step 4: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
           
//Step 5: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
      
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                   
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                   
           //Inquiry payment result by using invoice no.
     } else {
                   
           //Get error response and display error.
     }
}) { (error: NSError) in
               
     //Get error response and display error.
}