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3DS / Non-3DS payment

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Download Sample Code

PHP Code

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This option only applicable for Server-to-Browser mode

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Environment

Please refer Demo & Live Endpoint.

Set account credentials

<?php 
	//Merchant's account information
	$merchantID = "JT01";		//Get MerchantID when opening account with 2C2P
	$secretKey = "7jYcp4FxFdf0";	//Get SecretKey from 2C2P PGW Dashboard

Set transaction information

//Transaction Information
	$desc = "2 days 1 night hotel room";
	$uniqueTransactionCode = time();
	$currencyCode = "702";
	$amt  = "000000000010";
	$panCountry = "SG";

	//Customer Information
	$cardholderName = "John Doe";

Set encrypted card data

//Encrypted card data
	$encCardData = $_POST['encryptedCardInfo'];

	//Retrieve card information for merchant use if needed
	$maskedCardNo = $_POST['maskedCardInfo'];
	$expMonth = $_POST['expMonthCardInfo'];
	$expYear = $_POST['expYearCardInfo'];

Enable / Disable 3DS

Set payment option

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'request3DS' parameter must be included in hash compute value

//Payment Options
	$request3DS = "Y";		//Enable / Disable Tokenization

Set payment request information

//Request Information 
	$version = "9.9";

Construct payment request message

//Construct payment request message
$xml = "<PaymentRequest>
		<merchantID>$merchantID</merchantID>
		<uniqueTransactionCode>$uniqueTransactionCode</uniqueTransactionCode>
		<desc>$desc</desc>
		<amt>$amt</amt>
		<currencyCode>$currencyCode</currencyCode>  
		<panCountry>$panCountry</panCountry> 
		<cardholderName>$cardholderName</cardholderName>
    <request3DS>$request3DS</request3DS>
		<encCardData>$encCardData</encCardData>
		</PaymentRequest>"; 
  $paymentPayload = base64_encode($xml); //Convert payload to base64
  $signature = strtoupper(hash_hmac('sha256', $paymentPayload, $secretKey, false));
  $payloadXML = "<PaymentRequest>
           <version>$version</version>
           <payload>$paymentPayload</payload>
           <signature>$signature</signature>
           </PaymentRequest>"; 
  $payload = base64_encode($payloadXML); //encode with base64
?>

Submit payment request form

<form action='https://demo2.2c2p.com/2C2PFrontEnd/SecurePayment/PaymentAuth.aspx' method='POST' name='paymentRequestForm'> 
	Processing payment request, Do not close the browser, press back or refresh the page. 
	<?php echo "<input type='hidden' name='paymentRequest' value='".$payload."'>"; ?>
</form>
<script language="JavaScript">
	document.paymentRequestForm.submit();	//submit form to 2c2p PGW
</script>

Complete Code
Copy & Paste below file code and put this file in your Web Server.

<?php 
	//Merchant's account information
	$merchantID = "JT01";		//Get MerchantID when opening account with 2C2P
	$secretKey = "7jYcp4FxFdf0";	//Get SecretKey from 2C2P PGW Dashboard

	//Transaction Information
	$desc = "2 days 1 night hotel room";
	$uniqueTransactionCode = time();
	$currencyCode = "702";
	$amt  = "000000000010";
	$panCountry = "SG";

	//Customer Information
	$cardholderName = "John Doe";
 
	//Encrypted card data
	$encCardData = $_POST['encryptedCardInfo'];

	//Retrieve card information for merchant use if needed
	$maskedCardNo = $_POST['maskedCardInfo'];
	$expMonth = $_POST['expMonthCardInfo'];
	$expYear = $_POST['expYearCardInfo'];

	//Payment Options
	$request3DS = "Y";		//Enable / Disable Tokenization
 
	//Request Information 
	$version = "9.9";
   
	//Construct payment request message
	$xml = "<PaymentRequest>
		<merchantID>$merchantID</merchantID>
		<uniqueTransactionCode>$uniqueTransactionCode</uniqueTransactionCode>
		<desc>$desc</desc>
		<amt>$amt</amt>
		<currencyCode>$currencyCode</currencyCode>  
		<panCountry>$panCountry</panCountry> 
		<cardholderName>$cardholderName</cardholderName>
    		<request3DS>$request3DS</request3DS>
		<encCardData>$encCardData</encCardData>
		</PaymentRequest>"; 
  $paymentPayload = base64_encode($xml); //Convert payload to base64
  $signature = strtoupper(hash_hmac('sha256', $paymentPayload, $secretKey, false));
  $payloadXML = "<PaymentRequest>
           <version>$version</version>
           <payload>$paymentPayload</payload>
           <signature>$signature</signature>
           </PaymentRequest>"; 
  $payload = base64_encode($payloadXML); //encode with base64
?>

<form action='https://demo2.2c2p.com/2C2PFrontEnd/SecurePayment/PaymentAuth.aspx' method='POST' name='paymentRequestForm'> 
	Processing payment request, Do not close the browser, press back or refresh the page. 
	<?php echo "<input type='hidden' name='paymentRequest' value='".$payload."'>"; ?>
</form>
<script language="JavaScript">
	document.paymentRequestForm.submit();	//submit form to 2c2p PGW
</script>

Next: Alternative Payment Methods

Updated almost 3 years ago