References


Payment channels option code
Credit card Transaction status
APM Transaction Status
Credit Card response code
APM Response Code
APM Agent Codes
APM Channel Codes
Credit Card Error Codes

Payment channels option code

Below show the list of the payment channel code.

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To get cut-off time for each of the payment channel, please refer Payment Channels Cut-Off Time.

Channel Option Code	Description
ALAPP	Alipay Payment (3rd Party)
ALIPAY	Alipay payment
ALTQR	Alipay QR (Merchant QR)
ALSCAN	Alipay QR (Customer QR)
APPLEPAY	Apple Pay
BOOST	Boost Wallet
DASH	Singtel Dash Payment
EMVQR	EMV QR (Merchant QR)
GCASH	Gcash
GRAB	GrabPay Wallet
LINE	LinePay payment
LINKAJA	LinkAja Wallet
MOMO	MOMO Wallet
MPASS	MasterPass payment
MPU	Myanmar Payment Union
OVO	OVO Wallet
PAYPAL	Paypal wallet
SSPAY	Samsung Pay
TNG	Touch 'n Go Wallet
UPOP	China UnionPay
WCQR	Wechat Pay (Merchant QR)
WCSCAN	Wechat Pay (Customer QR)
123	Alternative Payment Method
KCP	Korean Cyper Payments
TRUEMONEY	True money wallet
SPA	SPA Wallet
WAVE	WavePay Wallet
WCAPP	Wechat Mini program
WECHAT	WeChat Wallet
OCTPAY	Octopus
LOAN	Loan Card
PAYMAYA	PayMaya
BILDK	Billdesk
PAYNOW	PayNow QR
SHPPAY	ShopeePay Wallet
SHPQR	Shopeepay Wallet (Customer QR) For Indonesia Only
GPAY	Google Pay
HOOLAH	Hoolah
ATOME	Atome Payment
BILLEASE	Billease
HUMM	Humm
FNPL	Fly Now Pay Later

Credit card Transaction Status

Status	Description
A	Approved
PF	Payment Failed / Authorization Failed
AR	Authentication Rejected(MPI Reject)
CBR	Corporate BIN Reject
FF	Fraud Rule Rejected
ROE	Routing Failed
IP	Invalid Promotion
F	Failed to process payment
S	Settled
RF	Refunded
V	Voided
RR	Refund Rejected
EX	Payment Expired
CTS	Tokenize Success
CTF	Tokenize Failed

APM Transaction Status

Status	Description
000	Success when paid with cash channel
001	Pending (Waiting customer to pay)
002	Rejected (Failed payment)
003	User cancel (Failed payment)
999	Error (Failed payment)

Credit card response code

Response Code	Description
00	Approved
01	Refer to Card Issuer
02	Refer to Issuer’s Special Conditions
03	Invalid Merchant ID
04	Pick Up Card
05	Do Not Honor
06	Error
07	Pick Up Card, Special Conditions
08	Honor with Identification
09	Request in Progress
10	Partial Amount Approved
11	Approved VIP
12	Invalid Transaction
13	Invalid Amount
14	Invalid Card Number
15	No Such Issuer
16	Approved, Update Track 3
17	Customer Cancellation
18	Customer Dispute
19	Re-enter Transaction
20	Invalid Response
21	No Action Taken
22	Suspected Malfunction
23	Unacceptable Transaction Fee
24	File Update not Supported by Receiver
25	Unable to Locate Record on File
26	Duplicate File Update Record, old record replaced
27	File Update Field Edit Error
28	File Update File Locked Out
29	File Update not Successful, contact acquirer
30	Format Error
31	Bank not Supported by Switch
32	Completed Partially . NOTE: successful action of tokenize without authorization shall return this status code. and Merchant QR code will return this status after sending QR data to merchant.*
33	Expired Card - Pick Up
34	Suspected Fraud - Pick Up
35	Contact Acquirer - Pick Up
36	Restricted Card - Pick Up
37	Call Acquirer Security - Pick Up
38	Allowable PIN Tries Exceeded
39	No Credit Account
40	Requested Function not Supported
41	Lost Card - Pick Up
42	No Universal Amount
43	Stolen Card - Pick Up
44	No Investment Account
45	Settlement Success
46	Settlement Fail
47	Cancel Success
48	Cancel Fail
49	No Transaction Reference Number
50	Host Down
51	Insufficient Funds
52	No Chequing Account
53	No Savings Account
54	Expired Card
55	Incorrect PIN
56	No Card Record
57	Transaction not Permitted to Cardholder
58	Transaction not Permitted to Terminal
59	Suspected Fraud
60	Card Acceptor Contact Acquirer
61	Exceeds Withdrawal Amount Limits
62	Restricted Card
63	Security Violation
64	Original Amount Incorrect
65	Exceeds Withdrawal Frequency Limit
66	Call Acquirer Security Department
67	Hard Capture - Pick Up Card at ATM
68	Response Received Too Late
69	Reserved
70	Settle amount cannot more than authorized amount
71	Inquiry Record Not Exist
72	Reserved
73	Reserved
74	Reserved
75	Allowable PIN Tries Exceeded
76	Invalid Credit Card Format
77	Invalid Expiry Date Format
78	Invalid Three Digits Format
79	Reserved
80	User Cancellation by closing Internet Browser
81	Unable to authenticate cardholder
82	Reserved
83	Reserved
84	Reserved
85	Reserved
86	ATM Malfunction
87	No Envelope Inserted
88	Unable to Dispense
89	Administration Error
90	Cut-off in Progress
91	Issuer or Switch is Inoperative
92	Financial Institution not Found
93	Trans Cannot be Completed
94	Duplicate Transmission
95	Reconcile Error
96	System Malfunction
97	Reconciliation Totals Reset
98	MAC Error

APM Response Code

Response Code	Description
000	SUCCESS (PAID)
001	SUCCESS (PENDING)
002	TIMEOUT
003	INVALID MESSAGE
004	INVALID PROFILE(MERCHANT) ID
005	DUPLICATED INVOICE
006	INVALID AMOUNT
007	INSUFFICIENT BALANCE
008	INVALID CURRENCY CODE
009	PAYMENT EXPIRED
010	PAYMENT CANCELED BY PAYER
011	INVALID PAYEE ID
012	INVALID CUSTOMER ID
013	ACCOUNT DOES NOT EXIST
014	AUTHENTICATION FAILED
015	SUCCESS (PAID MORE MISMATCHED) customer paid more than transaction amount
016	SUCCESS (PAID LESS MISMATCHED) customer paid less than transaction amount
017	SUCCESS (PAID EXPIRED) customer paid expired transaction Merchant can select response between '000' or "017" (setting in 123 Merchant report service)
018	RESERVED
019	NO-ACTION FROM WEBPAYMENT
998	INTERNAL ERROR
999	SYSTEM ERROR

APM Agent Codes

Thailand Agent Codes

Agent Code	Description
BAY	Bank of Ayutthaya
BBL	Bangkok Bank
BIGC	Big C Supercenter
GSB	Government Savings Banks
KBANK	Kasikorn Bank
KTB	Krung Thai Bank
MPAY	mPay Station by AIS
PAYATPOST	Pay@Post by Thailand post
SCB	Siam Commercial Bank
TBANK	Thanachart Bank Public Company Ltd
TESCO	Tesco Lotus Counter Service
TMB	TMB Bank Public Company Limited
TOT	Just Pay by TOT public Company Ltd
TRUEMONEY	True Money Shop
UOB	United Overseas Bank
CENPAY	CenPay by Central
BOONTERM	Boonterm Kiosk Payment

Indonesia Agent Codes

Agent Code	Description
ALFAMART	Alfamart Group
INDOMARET	Indo Maret
BIIVA	BII Bank
BANK_BCA	BCA Bank
BANK_MANDIRI	Mandiri Bank
CIMBVA	CIMB Bank
DANAMON	Danamon Bank
BNI	Bank Negara Indonesia Bank
BNIS	Bank Negara Indonesia Syariah Bank
CIMBCLICKS	CIMB Clicks & Rekening Ponsel
KREDIVO	Kredivo

Malaysia Agent Codes

Agent Code	Description
FPX_ABB	Affin Bank
FPX_ABMB	Alliance Bank (Personal)
FPX_AGB	AGRO Bank
FPX_AMB	AmBank
FPX_BIMB	Bank Islam
FPX_BKRM	Bank Rakyat
FPX_BMMB	Bank Muamalat
FPX_BSN	BSN
FPX_CIMB	CIMB Clicks
FPX_HLB	Hong Leong Bank
FPX_HSBC	HSBC Bank
FPX_KFH	KFH
FPX_M2U	Maybank2U
FPX_M2E	Maybank2E
FPX_OCBC	OCBC Bank
FPX_PBB	Public Bank
FPX_RHB	RHB Bank
FPX_SCB	Standard Chartered
FPX_UOB	UOB Bank
EPAY	EPAY

Myanmar Agent Codes

Agent Code	Description
1STOP	1-STOP stores
PAYHERE	PayHere stores
ABC	ABC convenience stores by PayHere
LGM	Lu Gyi Min Mobile shops by 1-STOP
AWBA	Myanma Awba shops by 1-STOP
GNG	grab & go
AtPOST	@POST
AGF	Angel Fashion Shop
CPH	Capital Hypermarket
ECITY	e-City Mobile Shop
MFE	Mr. Fone
YMT	YourMart Convenience Stores
WYE	WaiYan Electronics
PCT	PiTi Chan Thar
OAS	OASIS
SGS	SGShop
KBZ	Kanbawza Bank
CB	Co-operative Bank
AGD	AGD Bank
UAB	UAB Bank
AYA	AYA Bank

Singapore Agent Code

Agent Code	Description
AXS	AXS Kiosks
ENETS	eNets
ENETS_UOB	United Overseas Bank
ENETS_SCBSGLTD	Standard Chartered Bank (Singapore) Limited
ENETS_OCBCBANKPLUS	OBCB Bank / Plus
ENETS_DBSBANKLTD	DBS Bank Ltd
ENETS_CITIBANKSGLTD	Citibank Singapore Ltd

Philippines Agent Code

Agent Code	Description
BAYAD	Bayad Center and Corporate Partners
BPI	Bank of Philippines Islands

APM Channel Codes

Channel Code	Description
ATM	ATM Machine
BANKCOUNTER	Bank Counter
IBANKING	Internet Banking
WEBPAY	Web Payment
OVERTHECOUNTER	Over the counter
KIOSK	Kiosk Machines

Credit Card Error Codes

Error Code	Description
0	Success
1	Card number is required
2	Card number is invalid
3	Expiry month is required
4	Expiry month must be two characters
5	Expiry year is required
6	Expiry year must be four characters
7	Card already expired(year)
8	Card already expired(month)
9	Expiry month is invalid
10	CVV2/CVC2 is invalid