IPP (Installment payment plan)
Download Server-to-browser sample code
Download Server-to-Server sample code
Environment
Please refer Demo & Live Endpoint.
Set account credentials
<?php
//Merchant's account information
$merchantID = "JT01"; //Get MerchantID when opening account with 2C2P
$secretKey = "7jYcp4FxFdf0"; //Get SecretKey from 2C2P PGW Dashboard
Set transaction information
//Transaction Information
$desc = "2 days 1 night hotel room";
$uniqueTransactionCode = time();
$currencyCode = "702";
$amt = "000000001000";
$panCountry = "SG";
//Customer Information
$cardholderName = "John Doe";
Set encrypted card data
//Encrypted card data
$encCardData = $_POST['encryptedCardInfo'];
//Retrieve card information for merchant use if needed
$maskedCardNo = $_POST['maskedCardInfo'];
$expMonth = $_POST['expMonthCardInfo'];
$expYear = $_POST['expYearCardInfo'];
Enable IPP payment option
Set payment option
All IPP information must be included in hash compute value
//Advance Payment Options
$ippTransaction = "Y"; //Enable / Disable IPP option
$installmentPeriod = "3"; //Installment period
$interestType = "M"; //Interest type, paid by M = merchant / C = customer.
Set payment request information
//Request Information
$version = "9.9";
Construct payment request message
//Construct payment request message
$xml = "<PaymentRequest>
<merchantID>$merchantID</merchantID>
<uniqueTransactionCode>$uniqueTransactionCode</uniqueTransactionCode>
<desc>$desc</desc>
<amt>$amt</amt>
<currencyCode>$currencyCode</currencyCode>
<panCountry>$panCountry</panCountry>
<cardholderName>$cardholderName</cardholderName>
<ippTransaction>$ippTransaction</ippTransaction>
<installmentPeriod>$installmentPeriod</installmentPeriod>
<interestType>$interestType</interestType>
<encCardData>$encCardData</encCardData>
</PaymentRequest>";
$paymentPayload = base64_encode($xml); //Convert payload to base64
$signature = strtoupper(hash_hmac('sha256', $paymentPayload, $secretKey, false));
$payloadXML = "<PaymentRequest>
<version>$version</version>
<payload>$paymentPayload</payload>
<signature>$signature</signature>
</PaymentRequest>";
$payload = base64_encode($payloadXML); //encode with base64
?>
Submit payment request form
<form action='https://demo2.2c2p.com/2C2PFrontEnd/SecurePayment/PaymentAuth.aspx' method='POST' name='paymentRequestForm'>
Processing payment request, Do not close the browser, press back or refresh the page.
<?php echo "<input type='hidden' name='paymentRequest' value='".$payload."'>"; ?>
</form>
<script language="JavaScript">
document.paymentRequestForm.submit(); //submit form to 2c2p PGW
</script>
Complete Code
Copy & Paste below file code and put this file in your Web Server.
<?php
//Merchant's account information
$merchantID = "JT01"; //Get MerchantID when opening account with 2C2P
$secretKey = "7jYcp4FxFdf0"; //Get SecretKey from 2C2P PGW Dashboard
//Transaction Information
$desc = "2 days 1 night hotel room";
$uniqueTransactionCode = time();
$currencyCode = "702";
$amt = "000000001000";
$panCountry = "SG";
//Customer Information
$cardholderName = "John Doe";
//Encrypted card data
$encCardData = $_POST['encryptedCardInfo'];
//Retrieve card information for merchant use if needed
$maskedCardNo = $_POST['maskedCardInfo'];
$expMonth = $_POST['expMonthCardInfo'];
$expYear = $_POST['expYearCardInfo'];
//Advance Payment Options
$ippTransaction = "Y"; //Enable / Disable IPP option
$installmentPeriod = "3"; //Installment period
$interestType = "M"; //Interest type, paid by M = merchant / C = customer.
//Request Information
$version = "9.9";
//Construct payment request message
$xml = "<PaymentRequest>
<merchantID>$merchantID</merchantID>
<uniqueTransactionCode>$uniqueTransactionCode</uniqueTransactionCode>
<desc>$desc</desc>
<amt>$amt</amt>
<currencyCode>$currencyCode</currencyCode>
<panCountry>$panCountry</panCountry>
<cardholderName>$cardholderName</cardholderName>
<ippTransaction>$ippTransaction</ippTransaction>
<installmentPeriod>$installmentPeriod</installmentPeriod>
<interestType>$interestType</interestType>
<encCardData>$encCardData</encCardData>
</PaymentRequest>";
$paymentPayload = base64_encode($xml); //Convert payload to base64
$signature = strtoupper(hash_hmac('sha256', $paymentPayload, $secretKey, false));
$payloadXML = "<PaymentRequest>
<version>$version</version>
<payload>$paymentPayload</payload>
<signature>$signature</signature>
</PaymentRequest>";
$payload = base64_encode($payloadXML); //encode with base64
?>
<form action='https://demo2.2c2p.com/2C2PFrontEnd/SecurePayment/PaymentAuth.aspx' method='POST' name='paymentRequestForm'>
Processing payment request, Do not close the browser, press back or refresh the page.
<?php echo "<input type='hidden' name='paymentRequest' value='".$payload."'>"; ?>
</form>
<script language="JavaScript">
document.paymentRequestForm.submit(); //submit form to 2c2p PGW
</script>
Updated almost 3 years ago