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Internet Banking

The 2C2P PGW SDK allows merchants to accept direct debit payments from a customer's preferred bank. This allows for seamless payments in merchants' mobile applications.

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API Method

PGW SDK API Interface

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References

SDK Payment Classes
SDK Payment Enums

 

1. Prepare Payment Token Request

To prepare a payment token request, refer to the required parameters below.

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Payment Token API

Refer to: Payment Token API

{
    "merchantID": "JT04",
    "invoiceNo": "1595219400",
    "description": "2 days 1 night hotel room",
    "amount": 10.0,
    "currencyCode": "THB",
    "nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
    "paymentChannel": ["IMBANK"]
}

 

2. Receive Payment Token Response

To receive a payment token response, refer to the sample payment token response below.

String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"

 

3. Prepare Payment Request

To prepare a payment request, refer to the sample code below.

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Payment Request Parameters

Refer to: Internet Banking Payment Request API Parameters

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Payment Channels & Agents

To see the available payment channels and agents for supported banks, refer to: Payment Channel Matrix

PaymentCode paymentCode = new PaymentCode("123", "UOB", "IBANKING");

PaymentRequest paymentRequest = new InternetBankingBuilder(paymentCode)
                                .setName("DavidBilly")
                                .setEmail("[email protected]")
                                .setMobileNo("08888888")
                                .build();
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"123" agentCode: @"UOB" agentChannelCode: @"IBANKING"];

PaymentRequest *paymentRequest = [[[[[[InternetBankingBuilder alloc] initWithPaymentCode: paymentCode]
                                       name: @"DavidBilly"]
                                       email: @"[email protected]"]
                                       mobileNo: @"08888888"]
                                       build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "123", "UOB", "IBANKING")

let paymentRequest: PaymentRequest = InternetBankingBuilder(paymentCode: paymentCode)
                                     .name("DavidBilly")
                                     .email("[email protected]")
                                     .mobileNo("08888888")
                                     .build()

 

4. Prepare Transaction Request

To prepare a transaction request, refer to the parameters below.

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Transaction Request API Parameters

Refer to: Do Payment Request API Parameter

TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                          withPaymentRequest: paymentRequest]
                                                          build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()

 

5. Receive Transaction Request Response

To receive a transaction request response, refer to the parameters below.

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Transaction Response API Parameters

Refer to: Do Payment Response API Parameters

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References

Response Code
To view payment process flows based on response code, refer to: Payment Flow Response Codes

PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
 
     @Override
     public void onResponse(TransactionResultResponse response) {
 
          if(response.getResponseCode().equals(APIResponseCode.TransactionPaymentSlip)) {
 
               String paymentSlipUrl = response.getData(); //Open payment slip on WebView
           } else {
 
               //Get error response and display error.
           }
     }
 
     @Override
     public void onFailure(Throwable error) {
 
          //Get error response and display error.
     }
});
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
            
     if([response.responseCode isEqualToString: APIResponseCode.TransactionPaymentSlip]) {
                     
         NSString *paymentSlipUrl = response.data; //Open payment slip on WebView
     } else {
                
         //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
            
     //Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response:TransactionResultResponse) in
     
     if response.responseCode == APIResponseCode.TransactionPaymentSlip {
             
          guard let paymentSlipUrl: String = response.data else { return } //Open payment slip on WebView
     } else {
                 
          //Get error response and display error.
     }
}) { (error: NSError) in
             
     //Get error response and display error.
}

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Callback for PGW Payment Authentication

Refer to: Handle PGW Payment Authentication

 

Full Sample Code

The following sample code demonstrates requests and parameters for each step of the process.

//Step 1 : Generate payment token
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
 
//Step 2: Construct Internet Banking request.
PaymentCode paymentCode = new PaymentCode("123", "UOB", "IBANKING");
 
PaymentRequest paymentRequest = new InternetBankingBuilder(paymentCode)
                                .setName("DavidBilly")
                                .setEmail("[email protected]")
                                .setMobileNo("08888888")
                                .build();
 
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
 
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
 
     @Override
     public void onResponse(TransactionResultResponse response) {
 
          if(response.getResponseCode().equals(APIResponseCode.TransactionPaymentSlip)) {
 
               String paymentSlipUrl = response.getData(); //Open payment slip on WebView
           } else {
 
               //Get error response and display error.
           }
     }
 
     @Override
     public void onFailure(Throwable error) {
 
          //Get error response and display error.
     }
});
//Step 1 : Generate payment token
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
 
//Step 2: Construct Internet Banking request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"123" agentCode: @"UOB" agentChannelCode: @"IBANKING"];
          
PaymentRequest *paymentRequest = [[[[[[InternetBankingBuilder alloc] initWithPaymentCode: paymentCode]
                                       name: @"DavidBilly"]
                                       email: @"[email protected]"]
                                       mobileNo: @"08888888"]
                                       build];
     
//Step 3: Construct transaction request.
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                          withPaymentRequest: paymentRequest]
                                                          build];
 
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
            
     if([response.responseCode isEqualToString: APIResponseCode.TransactionPaymentSlip]) {
                     
         NSString *paymentSlipUrl = response.data; //Open payment slip on WebView
     } else {
                
         //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
            
     //Get error response and display error.
}];
//Step 1 : Generate payment token
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
    
//Step 2: Construct Internet Banking request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "123", "UOB", "IBANKING")
 
let paymentRequest: PaymentRequest = InternetBankingBuilder(paymentCode: paymentCode)
                                     .name("DavidBilly")
                                     .email("[email protected]")
                                     .mobileNo("08888888")
                                     .build()
         
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
         
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response:TransactionResultResponse) in
     
     if response.responseCode == APIResponseCode.TransactionPaymentSlip {
             
          guard let paymentSlipUrl: String = response.data else { return } //Open payment slip on WebView
     } else {
                 
          //Get error response and display error.
     }
}) { (error: NSError) in
             
     //Get error response and display error.
}