Customer Tokenization Without Authorisation
Similar to customer tokenization, this feature allows merchants to store card details as a token for use in subsequent transactions. However, this feature does not involve any transaction authorisation processes.
API Method
Refer to: Payment Inquiry API
References
1. Generate Payment Token
To prepare a payment token request, refer to the required parameters below.
Payment Token API
Refer to: Payment Token API
{
"merchantID": "JT04",
"invoiceNo": "1595219400",
"description": "2 days 1 night hotel room",
"nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
"paymentChannel": ["GCARD"],
"request3DS": "Y",
"tokenizeOnly": true
}
2. Receive Payment Token Response
To receive a payment token response, refer to the sample payment token response below. The response will contain the payment token ID which must be passed to the merchant application.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
let paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
3. Prepare Card Token Without Authorisation Request
To prepare a customer token without authorization request, refer to the parameters below.
Payment Request Parameters
Refer to: Payment Request API Parameters
Payment Channel
To see individual customer tokenization options, refer to the following sections in the payment channel matrix:
• Global Cards
• Local Cards
PaymentCode paymentCode = new PaymentCode("CC");
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
.setExpiryMonth(12)
.setExpiryYear(2026)
.setSecurityCode("123")
.build();
val paymentCode = PaymentCode("CC")
val paymentRequest = CardPaymentBuilder(paymentCode, "4111111111111111").apply {
expiryMonth(12)
expiryYear(2026)
securityCode("123")
}.build()
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
expiryMonth: 12]
expiryYear: 2026]
securityCode: @"123"]
build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
.expiryMonth(12)
.expiryYear(2026)
.securityCode("123")
.build()
Map<String, dynamic> paymentCode = {
'channelCode': 'CC'
};
Map<String, dynamic> paymentRequest = {
'cardNo': '4111111111111111',
'expiryMonth': 12,
'expiryYear': 2026,
'securityCode': '123'
};
let paymentCode = {
'channelCode': 'CC'
};
let paymentRequest = {
'cardNo': '4111111111111111',
'expiryMonth': 12,
'expiryYear': 2026,
'securityCode': '123'
};
5. Prepare Transaction Request
To prepare a transaction request, refer to the parameters below.
Transaction Request API Parameters
Refer to: Do Payment Request API Parameters
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
.with(paymentRequest)
.build();
val transactionResultRequest = TransactionResultRequestBuilder(paymentToken).apply {
with(paymentRequest)
}.build()
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
withPaymentRequest: paymentRequest]
build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
.with(paymentRequest)
.build()
Map<String, dynamic> transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
let transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
6. Receive Transaction Request Response
To receive a transaction request response, refer to the parameters below.
Transaction Response API Parameters
Refer to: Do Payment Response API Parameter
References
Response Code
To view payment process flows based on response code, refer to: Payment Flow Response Codes
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
@Override
public void onResponse(TransactionResultResponse response) {
if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
String redirectUrl = response.getData(); //Open WebView
} else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(Throwable error) {
//Get error response and display error.
}
});
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, object : APIResponseCallback<TransactionResultResponse> {
override fun onResponse(response: TransactionResultResponse) {
if (response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect) {
val redirectUrl = response.data //Open WebView
} else if (response.responseCode == APIResponseCode.TransactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
override fun onFailure(error: Throwable) {
//Get error response and display error.
}
})
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
NSString *redirectUrl = response.data; //Open WebView
} else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
} failure: ^(NSError * _Nonnull error) {
//Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
let redirectUrl: String = response.data //Open WebView
} else if response.responseCode == APIResponseCode.TransactionCompleted {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}) { (error: NSError) in
//Get error response and display error.
}
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
String redirectUrl = response['data']; //Open WebView
} else if (response['responseCode'] == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}, (error) {
//Get error response and display error.
});
await RTNPGW.proceedTransaction(JSON.stringify(transactionResultRequest)).then((response: string) => {
let transactionResultResponse = JSON.parse(response);
if(transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateRedirect || transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateFullRedirect) {
let redirectUrl = transactionResultResponse?.data; //Open WebView
} else if(transactionResultResponse?.responseCode == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}).catch ((error: Error) => {
//Get error response and display error
});
Callback for PGW Payment Authentication
Refer to: Handle PGW Payment Authentication
7. Initiate Payment Inquiry
To retrieve payment details and customer tokens, merchants must initiate the Payment Inquiry API. Refer to the sample code below.
Payment Inquiry API
Refer to: Payment Inquiry API
Full Sample Code
The following sample code demonstrates requests and responses for each step of the process.
//Step 1: Generate payment token.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
//Step 2: Construct credit card request.
PaymentCode paymentCode = new PaymentCode("CC");
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
.setExpiryMonth(12)
.setExpiryYear(2026)
.setSecurityCode("123")
.build();
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
.with(paymentRequest)
.build();
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
@Override
public void onResponse(TransactionResultResponse response) {
if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
String redirectUrl = response.getData(); //Open WebView
} else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(Throwable error) {
//Get error response and display error.
}
});
//Step 1: Generate payment token.
val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
//Step 2: Construct credit card request.
val paymentCode = PaymentCode("CC")
val paymentRequest = CardPaymentBuilder(paymentCode, "4111111111111111").apply {
expiryMonth(12)
expiryYear(2026)
securityCode("123")
}.build()
//Step 3: Construct transaction request.
val transactionResultRequest = TransactionResultRequestBuilder(paymentToken).apply {
with(paymentRequest)
}.build()
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, object : APIResponseCallback<TransactionResultResponse> {
override fun onResponse(response: TransactionResultResponse) {
if (response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect) {
val redirectUrl = response.data //Open WebView
} else if (response.responseCode == APIResponseCode.TransactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
override fun onFailure(error: Throwable) {
//Get error response and display error.
}
})
//Step 1: Generate payment token.
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
//Step 2: Construct credit card request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
expiryMonth: 12]
expiryYear: 2026]
securityCode: @"123"]
build];
//Step 3: Construct transaction request.
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
withPaymentRequest: paymentRequest]
build];
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
NSString *redirectUrl = response.data; //Open WebView
} else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
} failure: ^(NSError * _Nonnull error) {
//Get error response and display error.
}];
//Step 1: Generate payment token.
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
//Step 2: Construct credit card request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
.expiryMonth(12)
.expiryYear(2026)
.securityCode("123")
.build()
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
.with(paymentRequest)
.build()
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
let redirectUrl: String = response.data //Open WebView
} else if response.responseCode == APIResponseCode.TransactionCompleted {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}) { (error: NSError) in
//Get error response and display error.
}
//Step 1: Generate payment token.
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
//Step 2: Construct credit card request.
Map<String, dynamic> paymentCode = {
'channelCode': 'CC'
};
Map<String, dynamic> paymentRequest = {
'cardNo': '4111111111111111',
'expiryMonth': 12,
'expiryYear': 2026,
'securityCode': '123'
};
//Step 3: Construct transaction request.
Map<String, dynamic> transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
//Step 4: Execute payment request.
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
String redirectUrl = response['data']; //Open WebView
} else if (response['responseCode'] == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}, (error) {
//Get error response and display error.
});
//Step 1: Generate payment token.
let paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
//Step 2: Construct credit card request.
let paymentCode = {
'channelCode': 'CC'
};
let paymentRequest = {
'cardNo': '4111111111111111',
'expiryMonth': 12,
'expiryYear': 2026,
'securityCode': '123'
};
//Step 3: Construct transaction request.
let transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
//Step 4: Execute payment request.
await RTNPGW.proceedTransaction(JSON.stringify(transactionResultRequest)).then((response: string) => {
let transactionResultResponse = JSON.parse(response);
if(transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateRedirect || transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateFullRedirect) {
let redirectUrl = transactionResultResponse?.data; //Open WebView
} else if(transactionResultResponse?.responseCode == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}).catch ((error: Error) => {
//Get error response and display error
});
Updated 2 days ago