MoMo Wallet

MoMo is a mobile wallet and digital payment application that allows users to make cash transfers, pay more than 100 types of bills, recharge mobile phone accounts, settle personal loans, and purchase services including software licenses, online game vouchers, as well as airline and movie tickets.

📘

API Method

PGW SDK API Interface

🚧

References

SDK Payment Classes
SDK Payment Enums


1. Generate Payment Token

To prepare a payment token request, refer to the required parameters below.

📘

Payment Token API

Refer to: Payment Token API

{
    "merchantID": "JT04",
    "invoiceNo": "1595219400",
    "description": "2 days 1 night hotel room",
    "amount": 10.0,
    "currencyCode": "THB",
    "nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
    "paymentChannel": ["DPAY"]
}

2. Receive Payment Token Response

To receive a payment token response, refer to the sample payment token response below. The response will contain the payment token ID which must be passed to the merchant application.

String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
let paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';

3. Prepare Payment Request

To prepare an e-wallet payment request, refer to the sample code below.

📘

Payment Request Parameters

Refer to: Payment Request API Parameters

🚧

Payment Channel Matrix

Refer to the below payment channel codes from Digital Payment

PaymentCode paymentCode = new PaymentCode("MOMO");
 
PaymentRequest paymentRequest = new DigitalPaymentBuilder(paymentCode)
                                .setName("DavidBilly")
                                .setEmail("[email protected]")
                                .setMobileNo("0888888888")
                                .build();
val paymentCode = PaymentCode("MOMO")
 
val paymentRequest = DigitalPaymentBuilder(paymentCode).apply {
       name("DavidBilly")
       email("[email protected]")
       mobileNo("0888888888")
}.build()
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"MOMO"];
          
PaymentRequest *paymentRequest = [[[[[[DigitalPaymentBuilder alloc] initWithPaymentCode: paymentCode]
                                       name: @"DavidBilly"]
                                       email: @"[email protected]"]
                                       mobileNo: @"0888888888"]
                                       build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "MOMO")
 
let paymentRequest: PaymentRequest = DigitalPaymentBuilder(paymentCode: paymentCode)
                                     .name("DavidBilly")
                                     .email("[email protected]")
                                     .mobileNo("0888888888")
                                     .build()
Map<String, dynamic> paymentCode = {
   'channelCode': 'MOMO'
};

Map<String, dynamic> paymentRequest = {
   'name': 'DavidBilly',
   'email': '[email protected]',
   'mobileNo': '0888888888'
};
let paymentCode = {
   'channelCode': 'MOMO'
};

let paymentRequest = {
   'name': 'DavidBilly',
   'email': '[email protected]',
   'mobileNo': '0888888888'
};

 

4. Prepare Transaction Request

To prepare a transaction request, refer to the parameters and sample code below.

📘

Transaction Request API Parameters

Refer to: Do Payment Request API Parameters

TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
val transactionResultRequest = TransactionResultRequestBuilder(paymentToken).apply {
       with(paymentRequest)
}.build()
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
Map<String, dynamic> transactionResultRequest = {
   'paymentToken': paymentToken,
   'payment': {
      'code': {
        ...paymentCode
      },
      'data': {
        ...paymentRequest
      }
   }
};
let transactionResultRequest = {
   'paymentToken': paymentToken,
   'payment': {
      'code': {
        ...paymentCode
      },
      'data': {
        ...paymentRequest
      }
   }
};

5. Receive Transaction Request Response

To receive a transaction request response, refer to the parameters below.

📘

Transaction Response API Parameters

Refer to: Do Payment Response API Parameters

🚧

References

Response Code
To view payment process flows based on response code, refer to: Payment Flow Response Codes

PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
    
     @Override
     public void onResponse(TransactionResultResponse response) {
    
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
    
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionExternalApplication)) {
    
               String deepLink = response.getData(); //Open app
          } else {
    
               //Get error response and display error.
          }
     }
    
     @Override
     public void onFailure(Throwable error) {
    
          //Get error response and display error.
     }
});
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, object : APIResponseCallback<TransactionResultResponse> {
  
       override fun onResponse(response: TransactionResultResponse) {
  
              if (response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect) {
  
                     val redirectUrl = response.data //Open WebView
              } else if (response.responseCode == APIResponseCode.TransactionExternalApplication) {
  
                     val deepLink = response.data //Open external application
              } else {
  
                     //Get error response and display error.
              }
       }
  
       override fun onFailure(error: Throwable) {
  
              //Get error response and display error.
       }
})
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
              
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                  
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionExternalApplication]) {
                  
          NSString *deepLink = response.data; //Open app
     } else {
                  
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
              
     //Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
      
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                   
           let redirectUrl: String = response.data //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionExternalApplication {
                
           let deepLink: String = response.data //Open app
     } else {
                   
           //Get error response and display error.
     }
}) { (error: NSError) in
               
     //Get error response and display error.
}
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
 
   if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
 
      String redirectUrl = response['data']; //Open WebView
   } else if (response['responseCode'] == APIResponseCode.transactionExternalApplication) {
 
      String deepLink = response['data']; //Open external application
   } else {
 
      //Get error response and display error.
   }
}, (error) {
 
    //Get error response and display error.
});
await RTNPGW.proceedTransaction(JSON.stringify(transactionResultRequest)).then((response: string) => {
   
    let transactionResultResponse = JSON.parse(response);
   
    if(transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateRedirect || transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateFullRedirect) {
   
        let redirectUrl = transactionResultResponse?.data; //Open WebView
    } else if (transactionResultResponse?.responseCode == APIResponseCode.transactionExternalApplication) {
  
        let deepLink = transactionResultResponse?.data; //Open external application
    } else {
   
        //Get error response and display error.
    }
}).catch ((error: Error) => {
   
    //Get error response and display error
});

👍

Callback for PGW Payment Authentication

Refer to: Handle PGW Payment Authentication

👍

Callback for PGW Deep Link

Refer to: Handle PGW Deep Link


6. Initiate Payment Inquiry

To retrieve payment details and status, merchants must initiate the Payment Inquiry API. Refer to the sample code below.

📘

Payment Inquiry API

Refer to: Payment Inquiry API


Full Sample Code

The following sample code demonstrates requests and parameters for each step of the process.

//Step 1: Generate payment token.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
    
//Step 2: Construct e-wallet request.
PaymentCode paymentCode = new PaymentCode("MOMO");
 
PaymentRequest paymentRequest = new DigitalPaymentBuilder(paymentCode)
                                .setName("DavidBilly")
                                .setEmail("[email protected]")
                                .setMobileNo("0888888888")
                                .build();
    
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
    
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
    
     @Override
     public void onResponse(TransactionResultResponse response) {
    
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
    
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionExternalApplication)) {
    
               String deepLink = response.getData(); //Open external application
          } else {
    
               //Get error response and display error.
          }
     }
    
     @Override
     public void onFailure(Throwable error) {
    
          //Get error response and display error.
     }
});
//Step 1: Generate payment token.
val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
 
//Step 2: Construct e-wallet request.
val paymentCode = PaymentCode("MOMO")
 
val paymentRequest = DigitalPaymentBuilder(paymentCode).apply {
       name("DavidBilly")
       email("[email protected]")
       mobileNo("0888888888")
}.build()
    
//Step 3: Construct transaction request.
val transactionResultRequest = TransactionResultRequestBuilder(paymentToken).apply {
       with(paymentRequest)
}.build()
  
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, object : APIResponseCallback<TransactionResultResponse> {
  
       override fun onResponse(response: TransactionResultResponse) {
  
              if (response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect) {
  
                     val redirectUrl = response.data //Open WebView
              } else if (response.responseCode == APIResponseCode.TransactionExternalApplication) {
  
                     val deepLink = response.data //Open external application
              } else {
  
                     //Get error response and display error.
              }
       }
  
       override fun onFailure(error: Throwable) {
  
              //Get error response and display error.
       }
})
//Step 1: Generate payment token.
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
   
//Step 2: Construct e-wallet request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"MOMO"];
          
PaymentRequest *paymentRequest = [[[[[[DigitalPaymentBuilder alloc] initWithPaymentCode: paymentCode]
                                       name: @"DavidBilly"]
                                       email: @"[email protected]"]
                                       mobileNo: @"0888888888"]
                                       build];
   
//Step 3: Construct transaction request. 
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                         withPaymentRequest: paymentRequest]
                                                         build];
       
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
              
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                  
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionExternalApplication]) {
                  
          NSString *deepLink = response.data; //Open external application
     } else {
                  
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
              
     //Get error response and display error.
}];
//Step 1: Generate payment token.
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
      
//Step 2: Construct e-wallet request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "MOMO")
 
let paymentRequest: PaymentRequest = DigitalPaymentBuilder(paymentCode: paymentCode)
                                     .name("DavidBilly")
                                     .email("[email protected]")
                                     .mobileNo("0888888888")
                                     .build()
           
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
           
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
      
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                   
           let redirectUrl: String = response.data //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionExternalApplication {
                
           let deepLink: String = response.data //Open external application
     } else {
                   
           //Get error response and display error.
     }
}) { (error: NSError) in
               
     //Get error response and display error.
}
//Step 1: Generate payment token.
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
 
//Step 2: Construct e-wallet request.
Map<String, dynamic> paymentCode = {
   'channelCode': 'MOMO'
};

Map<String, dynamic> paymentRequest = {
   'name': 'DavidBilly',
   'email': '[email protected]',
   'mobileNo': '0888888888'
};
 
//Step 3: Construct transaction request.
Map<String, dynamic> transactionResultRequest = {
   'paymentToken': paymentToken,
   'payment': {
      'code': {
        ...paymentCode
      },
      'data': {
        ...paymentRequest
      }
   }
};
 
//Step 4: Execute payment request.
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
 
   if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
 
      String redirectUrl = response['data']; //Open WebView
   } else if (response['responseCode'] == APIResponseCode.transactionExternalApplication) {
 
      String deepLink = response['data']; //Open external application
   } else {
 
      //Get error response and display error.
   }
}, (error) {
 
    //Get error response and display error.
});
//Step 1: Generate payment token.
let paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
 
//Step 2: Construct e-wallet request.
let paymentCode = {
   'channelCode': 'MOMO'
};

let paymentRequest = {
   'name': 'DavidBilly',
   'email': '[email protected]',
   'mobileNo': '0888888888'
};
 
//Step 3: Construct transaction request.
let transactionResultRequest = {
   'paymentToken': paymentToken,
   'payment': {
      'code': {
        ...paymentCode
      },
      'data': {
        ...paymentRequest
      }
   }
};
 
//Step 4: Execute payment request.
await RTNPGW.proceedTransaction(JSON.stringify(transactionResultRequest)).then((response: string) => {
   
    let transactionResultResponse = JSON.parse(response);
   
    if(transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateRedirect || transactionResultResponse?.responseCode == APIResponseCode.transactionAuthenticateFullRedirect) {
   
        let redirectUrl = transactionResultResponse?.data; //Open WebView
    } else if (transactionResultResponse?.responseCode == APIResponseCode.transactionExternalApplication) {
  
        let deepLink = transactionResultResponse?.data; //Open external application
    } else {
   
        //Get error response and display error.
    }
}).catch ((error: Error) => {
   
    //Get error response and display error
});