Credit / Debit Card

3D-Secure is authentication protocol for e-commerce transaction where card is not present on time of the purchase. Initially developed by VISA and known as Verified by VISA. 3D-Secure is adapted by all the major card schemes such as MasterCard, Amex, JCB and Discovery.

Mobile SDK allow customer to make a secure payment by using Card Payment in your mobile app.

Below are steps to integrate Card Payment.

Step 1 : Generate Payment Token

Step 2 : Construct Payment Request

Step 3 : Construct Transaction Request

Step 4 : Execute Payment Request

Step 5 : Initiate Payment Inquiry

 

Full Sample Code

 

📘

API Method

PGW SDK API Interface

🚧

References

SDK Payment Classes
SDK Payment Enums

 
Step 1 :Generate Payment Token

 
1.1 Generate payment token ID.

📘

Payment Token API

Please refer: Payment Token API

{
    "merchantID": "JT04",
    "invoiceNo": "1595219400",
    "description": "2 days 1 night hotel room",
    "amount": 10.0,
    "currencyCode": "THB",
    "nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
    "paymentChannel": ["GCARD"],
    "request3DS" : "Y"
}

 
1.2 Get payment token ID from response and pass it to merchant mobile application.

String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"

 

Step 2 : Construct Payment Request

Below code show how to construct payment request.

📘

Payment Request Parameter

Please refer: Payment Request API Parameter

🚧

Payment Channel

Card Payment support a few of options.
Please refer Payment Channel Matrix to know the Channel for individual payment option.

PaymentCode paymentCode = new PaymentCode("CC");
  
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
                                .setExpiryMonth(12)
                                .setExpiryYear(2020)
                                .setSecurityCode("123")
                                .build();
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
 
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
                                       expiryMonth: 12]
                                       expiryYear: 2020]
                                       securityCode: @"123"]
                                       build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
 
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
                                     .expiryMonth(12)
                                     .expiryYear(2020)
                                     .securityCode("123")
                                     .build()

 

Step 3 : Construct Transaction Request

Below code show how to construct transaction request.

📘

Transaction Request API Parameter

Please refer: Do Payment Request API Parameter

TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                          withPaymentRequest: paymentRequest]
                                                          build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()

 

Step 4 : Execute Payment Request

Below code show how to execute payment request and receive API response code.

📘

Transaction Response API Parameter

Please refer: Do Payment Response API Parameter

🚧

References

Response Code
Please refer : Payment Flow Response Code for payment process flow by response code.

PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
  
     @Override
     public void onResponse(TransactionResultResponse response) {
  
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
  
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
  
               //Inquiry payment result by using invoice no.
          } else {
  
               //Get error response and display error.
          }
     }
  
     @Override
     public void onFailure(Throwable error) {
  
          //Get error response and display error.
     }
});
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
            
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                
          //Inquiry payment result by using invoice no.
     } else {
                
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
            
     //Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
    
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                 
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                 
           //Inquiry payment result by using invoice no.
     } else {
                 
           //Get error response and display error.
     }
}) { (error: NSError) in
             
     //Get error response and display error.
}

👍

Callback For Handle PGW Payment Authentication

Please refer : Handle PGW Payment Authentication

 

Step 5 :Initiate Payment Inquiry

Retrieve payment status and detail, required initiate Payment Inquiry API from merchant server end.

📘

Payment Inquiry API

Please refer : Payment Inquiry API

 

Full Sample Code

Full Sample Code Show below.

//Step 1 : Generate payment token
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
  
//Step 2: Construct credit card request.
PaymentCode paymentCode = new PaymentCode("CC");
  
PaymentRequest paymentRequest = new CardPaymentBuilder(paymentCode, "4111111111111111")
                                .setExpiryMonth(12)
                                .setExpiryYear(2020)
                                .setSecurityCode("123")
                                .build();
  
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
                                                    .with(paymentRequest)
                                                    .build();
  
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
  
     @Override
     public void onResponse(TransactionResultResponse response) {
  
          if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
  
                String redirectUrl = response.getData(); //Open WebView
          } else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
  
               //Inquiry payment result by using invoice no.
          } else {
  
               //Get error response and display error.
          }
     }
  
     @Override
     public void onFailure(Throwable error) {
  
          //Get error response and display error.
     }
});
//Step 1 : Generate payment token
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
 
//Step 2: Construct credit card request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"CC"];
 
PaymentRequest *paymentRequest = [[[[[[CardPaymentBuilder alloc] initWithPaymentCode: paymentCode cardNo: @"4111111111111111"]
                                       expiryMonth: 12]
                                       expiryYear: 2020]
                                       securityCode: @"123"]
                                       build];
 
//Step 3: Construct transaction request.   
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
                                                          withPaymentRequest: paymentRequest]
                                                          build];
     
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
            
     if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
                
          NSString *redirectUrl = response.data; //Open WebView
     } else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
                
          //Inquiry payment result by using invoice no.
     } else {
                
          //Get error response and display error.
     }
} failure: ^(NSError * _Nonnull error) {
            
     //Get error response and display error.
}];
//Step 1 : Generate payment token
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
    
//Step 2: Construct credit card request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "CC")
 
let paymentRequest: PaymentRequest = CardPaymentBuilder(paymentCode: paymentCode, "4111111111111111")
                                     .expiryMonth(12)
                                     .expiryYear(2020)
                                     .securityCode("123")
                                     .build()
         
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
                                                         .with(paymentRequest)
                                                         .build()
         
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
    
     if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
                 
           guard let redirectUrl: String = response.data else { return } //Open WebView
     } else if response.responseCode == APIResponseCode.TransactionCompleted {
                 
           //Inquiry payment result by using invoice no.
     } else {
                 
           //Get error response and display error.
     }
}) { (error: NSError) in
             
     //Get error response and display error.
}