Buy Now Pay Later (BNPL)
The 2C2P PGW SDK allows merchants to offer Buy Now Pay Later (BNPL) options in their mobile applications.
API Method
References
Β
1. Generate Payment Token
To prepare a payment token request, refer to the required parameters below.
Payment Token API
Refer to: Payment Token API
{
"merchantID": "JT04",
"invoiceNo": "1595219400",
"description": "2 days 1 night hotel room",
"amount": 10.0,
"currencyCode": "THB",
"nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
"paymentChannel": ["GBNPL"]
}
Β
2. Receive Payment Token Response
To receive a payment token response, refer to the sample payment token response below. The response will contain the payment token ID which must be passed to the merchant application.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
Β
3. Prepare Payment Request
To prepare a payment request, refer to the sample code below.
Payment Request Parameters
Payment Channels
To see supported channels for individual BNPL options, refer to:Payment Channel Matrix
PaymentCode paymentCode = new PaymentCode("HOOLAH");
PaymentRequest paymentRequest = new BuyNowPayLaterPaymentBuilder(paymentCode)
.setName("DavidBilly")
.setEmail("[email protected]")
.build();
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"HOOLAH"];
PaymentRequest *paymentRequest = [[[[[BuyNowPayLaterPaymentBuilder alloc] initWithPaymentCode: paymentCode]
name: @"DavidBilly"]
email: @"[email protected]"]
build];
let paymentCode: PaymentCode = PaymentCode(channelCode: "HOOLAH")
let paymentRequest: PaymentRequest = BuyNowPayLaterPaymentBuilder(paymentCode: paymentCode)
.name("DavidBilly")
.email("[email protected]")
.build()
Map<String, dynamic> paymentCode = {
'channelCode': 'HOOLAH'
};
Map<String, dynamic> paymentRequest = {
'name': 'DavidBilly',
'email': '[email protected]'
};
Β
4. Prepare Transaction Request
To prepare a transaction request, refer to the parameters and sample code below.
Transaction Request API Parameters
Refer to: Do Payment Request API Parameters
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
.with(paymentRequest)
.build();
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
withPaymentRequest: paymentRequest]
build];
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
.with(paymentRequest)
.build()
Map<String, dynamic> transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
Β
5. Receive Transaction Request Response
To receive a transaction request response, refer to the parameters below.
Transaction Response API Parameters
Refer to: Do Payment Response API Parameters
References
Response Code
To view payment process flows based on response code, refer to: Payment Flow Response Codes
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
@Override
public void onResponse(TransactionResultResponse response) {
if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
String redirectUrl = response.getData(); //Open WebView
} else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(Throwable error) {
//Get error response and display error.
}
});
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
NSString *redirectUrl = response.data; //Open WebView
} else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
} failure: ^(NSError * _Nonnull error) {
//Get error response and display error.
}];
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
guard let redirectUrl: String = response.data else { return } //Open WebView
} else if response.responseCode == APIResponseCode.TransactionCompleted {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}) { (error: NSError) in
//Get error response and display error.
}
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
String redirectUrl = response['data']; //Open WebView
} else if (response['responseCode'] == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}, (error) {
//Get error response and display error.
});
Callback for PGW Payment Authentication
Refer to: Handle PGW Payment Authentication
Β
Full Sample Code
The following sample code demonstrates requests and parameters for each step of the process.
//Step 1: Generate payment token id.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
//Step 2: Construct Buy Now Pay Later request.
PaymentCode paymentCode = new PaymentCode("HOOLAH");
PaymentRequest paymentRequest = new BuyNowPayLaterPaymentBuilder(paymentCode)
.setName("DavidBilly")
.setEmail("[email protected]")
.build();
//Step 3: Construct transaction request.
TransactionResultRequest transactionResultRequest = new TransactionResultRequestBuilder(paymentToken)
.with(paymentRequest)
.build();
//Step 4: Execute payment request.
PGWSDK.getInstance().proceedTransaction(transactionResultRequest, new APIResponseCallback<TransactionResultResponse>() {
@Override
public void onResponse(TransactionResultResponse response) {
if(response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateRedirect) || response.getResponseCode().equals(APIResponseCode.TransactionAuthenticateFullRedirect)) {
String redirectUrl = response.getData(); //Open WebView
} else if(response.getResponseCode().equals(APIResponseCode.TransactionCompleted)) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(Throwable error) {
//Get error response and display error.
}
});
//Step 1: Generate payment token id.
NSString *paymentToken = @"roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
//Step 2: Construct Buy Now Pay Later request.
PaymentCode *paymentCode = [[PaymentCode alloc] initWithChannelCode: @"HOOLAH"];
PaymentRequest *paymentRequest = [[[[[BuyNowPayLaterPaymentBuilder alloc] initWithPaymentCode: paymentCode]
name: @"DavidBilly"]
email: @"[email protected]"]
build];
//Step 3: Construct transaction request.
TransactionResultRequest *transactionResultRequest = [[[[TransactionResultRequestBuilder alloc] initWithPaymentToken: paymentToken]
withPaymentRequest: paymentRequest]
build];
//Step 4: Execute payment request.
[[PGWSDK shared] proceedTransactionWithTransactionResultRequest: transactionResultRequest response: ^(TransactionResultResponse * _Nonnull response) {
if([response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateRedirect] || [response.responseCode isEqualToString: APIResponseCode.TransactionAuthenticateFullRedirect]) {
NSString *redirectUrl = response.data; //Open WebView
} else if([response.responseCode isEqualToString: APIResponseCode.TransactionCompleted]) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
} failure: ^(NSError * _Nonnull error) {
//Get error response and display error.
}];
//Step 1: Generate payment token id.
let paymentToken: String = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
//Step 2: Construct Buy Now Pay Later request.
let paymentCode: PaymentCode = PaymentCode(channelCode: "HOOLAH")
let paymentRequest: PaymentRequest = BuyNowPayLaterPaymentBuilder(paymentCode: paymentCode)
.name("DavidBilly")
.email("[email protected]")
.build()
//Step 3: Construct transaction request.
let transactionResultRequest: TransactionResultRequest = TransactionResultRequestBuilder(paymentToken: paymentToken)
.with(paymentRequest)
.build()
//Step 4: Execute payment request.
PGWSDK.shared.proceedTransaction(transactionResultRequest: transactionResultRequest, { (response: TransactionResultResponse) in
if response.responseCode == APIResponseCode.TransactionAuthenticateRedirect || response.responseCode == APIResponseCode.TransactionAuthenticateFullRedirect {
guard let redirectUrl: String = response.data else { return } //Open WebView
} else if response.responseCode == APIResponseCode.TransactionCompleted {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}) { (error: NSError) in
//Get error response and display error.
}
//Step 1: Generate payment token id.
String paymentToken = 'roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL';
//Step 2: Construct Buy Now Pay Later request.
Map<String, dynamic> paymentCode = {
'channelCode': 'HOOLAH'
};
Map<String, dynamic> paymentRequest = {
'name': 'DavidBilly',
'email': '[email protected]'
};
//Step 3: Construct transaction request
Map<String, dynamic> transactionResultRequest = {
'paymentToken': paymentToken,
'payment': {
'code': {
...paymentCode
},
'data': {
...paymentRequest
}
}
};
//Step 4: Execute payment request.
PGWSDK().proceedTransaction(transactionResultRequest, (response) {
if (response['responseCode'] == APIResponseCode.transactionAuthenticateRedirect || response['responseCode'] == APIResponseCode.transactionAuthenticateFullRedirect) {
String redirectUrl = response['data']; //Open WebView
} else if (response['responseCode'] == APIResponseCode.transactionCompleted) {
//Inquiry payment result by using invoice no.
} else {
//Get error response and display error.
}
}, (error) {
//Get error response and display error.
});
Updated 16 days ago