Card Response Codes
| Response Code | Description |
|---|---|
| 00 | Approved |
| 01 | Refer to Card Issuer |
| 02 | Refer to Issuer’s Special Conditions |
| 03 | Invalid Merchant ID |
| 04 | Pick Up Card |
| 05 | Do Not Honor |
| 06 | Error |
| 07 | Pick Up Card, Special Conditions |
| 08 | Honor with Identification |
| 09 | Request in Progress |
| 10 | Partial Amount Approved |
| 11 | Approved VIP |
| 12 | Invalid Transaction |
| 13 | Invalid Amount |
| 14 | Invalid Card Number |
| 15 | No Such Issuer |
| 16 | Approved, Update Track 3 |
| 17 | Customer Cancellation |
| 18 | Customer Dispute |
| 19 | Re-enter Transaction |
| 20 | Invalid Response |
| 21 | No Action Taken |
| 22 | Suspected Malfunction |
| 23 | Unacceptable Transaction Fee |
| 24 | File Update not Supported by Receiver |
| 25 | Unable to Locate Record on File |
| 26 | Duplicate File Update Record, old record replaced |
| 27 | File Update Field Edit Error |
| 28 | File Update File Locked Out |
| 29 | File Update not Successful, contact acquirer |
| 30 | Format Error |
| 31 | Bank not Supported by Switch |
| 32 | Completed Partially Successful tokenization without authorization will return this status code. Merchant QR code will also return this status after sending QR data to merchant. |
| 33 | Expired Card - Pick Up |
| 34 | Suspected Fraud - Pick Up |
| 35 | Contact Acquirer - Pick Up |
| 36 | Restricted Card - Pick Up |
| 37 | Call Acquirer Security - Pick Up |
| 38 | Allowable PIN Tries Exceeded |
| 39 | No Credit Account |
| 40 | Requested Function Not Supported |
| 41 | Lost Card - Pick Up |
| 42 | No Universal Amount |
| 43 | Stolen Card - Pick Up |
| 44 | No Investment Account |
| 45 | Settlement Success |
| 46 | Settlement Fail |
| 47 | Cancel Success |
| 48 | Cancel Fail |
| 49 | No Transaction Reference Number |
| 50 | Host Down |
| 51 | Insufficient Funds |
| 52 | No Chequing Account |
| 53 | No Savings Account |
| 54 | Expired Card |
| 55 | Incorrect PIN |
| 56 | No Card Record |
| 57 | Transaction Not Permitted to Cardholder |
| 58 | Transaction Not Permitted to Terminal |
| 59 | Suspected Fraud |
| 60 | Card Acceptor Contact Acquirer |
| 61 | Exceeds Withdrawal Amount Limits |
| 62 | Restricted Card |
| 63 | Security Violation |
| 64 | Original Amount Incorrect |
| 65 | Exceeds Withdrawal Frequency Limit |
| 66 | Call Acquirer Security Department |
| 67 | Hard Capture - Pick Up Card at ATM |
| 68 | Response Received Too Late |
| 69 | Reserved |
| 70 | Settlement amount cannot exceed authorized amount |
| 71 | Inquiry Record Not Exist |
| 72 | Reserved |
| 73 | Reserved |
| 74 | Reserved |
| 75 | Allowable PIN Tries Exceeded |
| 76 | Invalid Credit Card Format |
| 77 | Invalid Expiry Date Format |
| 78 | Invalid Three Digits Format |
| 79 | Reserved |
| 80 | User Cancellation by closing internet browser |
| 81 | Unable to authenticate cardholder |
| 82 | Reserved |
| 83 | Reserved |
| 84 | Reserved |
| 85 | Reserved |
| 86 | ATM Malfunction |
| 87 | No Envelope Inserted |
| 88 | Unable to Dispense |
| 89 | Administration Error |
| 90 | Cut-off in Progress |
| 91 | Issuer or Switch is Inoperative |
| 92 | Financial Institution not Found |
| 93 | Transaction Cannot be Completed |
| 94 | Duplicate Transmission |
| 95 | Reconcile Error |
| 96 | System Malfunction |
| 97 | Reconciliation Totals Reset |
| 98 | MAC Error |
| 99 | Internal Checks Failed or Acquirer Timed-Out |
Updated 12 months ago