Payment
The Payment API allows merchants to accept contactless credit and debit card payments via compatible NFC-enabled devices.
API Method
References
1. Generate Payment Token
To prepare a payment token request, refer to the required parameters below.
Payment Token APIRefer to: Payment Token API
{
"merchantID": "JT04",
"invoiceNo": "1595219400",
"description": "2 days 1 night hotel room",
"amount": 10.0,
"currencyCode": "THB",
"nonceStr": "a8092512-b144-41b0-8284-568bb5e9264c",
"paymentChannel": ["ALL"]
}2. Receive Payment Token Response
To receive a payment token response, refer to the sample payment token response below. The response will contain the payment token ID which must be passed to the merchant application.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"3. Prepare Payment Request
To prepare a payment request, refer to the parameters below.
Request API ParametersRefer to: Payment Request API Parameters
String profileId = "prof_01XXXXXXXXXXX1";
PaymentRequest paymentRequest = new PaymentBuilder(getActivity(), paymentToken)
.profileId(profileId)
.posType(SoftPOSType.Terminal)
.build();val profileId = "prof_01JQB8Y9EMCRBG27NWXXXCRNA1"
val paymentRequest = PaymentBuilder(activity, paymentToken)
.profileId(profileId)
.posType(SoftPOSType.Terminal)
.build()4. Receive Payment Response
To receive a payment response, refer to the parameters below.
Response API ParametersRefer to: Payment Response API Parameters
SoftPOSSDK.getInstance().pay(paymentRequest, new PaymentResultResponseCallback<SoftPOSPaymentResultResponse>() {
@Override
public void onResponse(SoftPOSPaymentResultResponse response) {
if (response.getResponseCode().equals(SoftPOSPaymentResponseCode.PaymentSuccess)) {
//Read payment response.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(@NonNull Throwable error) {
//Get error response and display error.
}
});SoftPOSSDK.getInstance().pay(paymentRequest, object : PaymentResultResponseCallback<SoftPOSPaymentResultResponse> {
override fun onResponse(response: SoftPOSPaymentResultResponse) {
if (response.equals(SoftPOSPaymentResponseCode.PaymentSuccess)) {
//Read payment response.
} else {
//Get error response and display error.
}
}
override fun onFailure(error: Throwable) {
//Get error response and display error.
}
})
The following shows a sample response in the message parameter that is returned in SoftPOSResult:
{
"tranId": "tran_01K1W4DY3FXH7G8SZMXQSNG6M5",
"tranType": "{SALE, REFUND, AUTH}",
"tranStatus": "{PROCESSING, APPROVED, DECLINED, VOIDED, REVERSED, AUTH_ONLY, ADJUSTED}",
"amount": {
"value": "1.00",
"currency": "SGD"
},
"paymentMethod": "VISA",
"entryMode": "NFC",
"accountMasked": "411111******1111",
"accountBin": "411111",
"accountLast4": "1111",
"issCountryCode": "0702",
"cvmPerformed": "{NO_CVM, SIGNATURE, PIN, CDCVM}",
"cvmSignatureUrl": null,
"cvmSignatureBase64": null,
"aid": "a0000000031010",
"appName": "Visa Credit",
"tc": "9d33108efe8b7c47",
"tvr": "0000000000",
"tsi": "0000",
"atc": "0018",
"profileId": "{YOUR_PROFILE_ID}",
"acceptanceId": "acpt_01JQBJ31YYRVTYZTWPNC9276Q7",
"acptId": "acpt_01JQBJ31YYRVTYZTWPNC9276Q7",
"sdkId": "32587546edd67f5b",
"posReference": "2805250901908",
"trace": "022293",
"merchantName": "{YOUR_MERCHANT_NAME}",
"merchantAddr": "{YOUR_MERCHANT_ADDRESS}",
"mcc": "-",
"primaryMid": "{YOUR_MERCHANT_MID}",
"primaryTid": "{YOUR_MERCHANT_TID}",
"subMid": "702702000004191",
"subTid": "0098402",
"hostMessageFormat": "CARD_NOW",
"providerReference": "ms_314920883496",
"providerMchId": "{PROVIDER_MERCHANT_ID}",
"extraData": "{\"paymentToken\":\"{YOUR_PAYMENT_TOKEN}\",\"clientIp\":\"{YOUR_CLIENT_IP}\"}",
"rrn": "250805112933",
"approvalCode": "112933",
"batchId": "batch_01K1W3KB5CC9A394KT44SMXJSA",
"batchNo": "003969",
"actions": [
{
"actionId": "act_01K1W4DY3FMMPZB29TTEABV3JR",
"trace": "022293",
"actionType": "{NEW, ADJUST, VOID, AUTH_COMP}",
"actionStatus": "{PROCESSING, SUCCESS, REJECTED, TIMEOUT, REVERSED, TO_BE_REVERSED}",
"requestId": "req_01K1W4DMBZS5BDR6YQ7CYCT806",
"amount": {
"value": "1.00",
"currency": "SGD"
},
"tranId": "tran_01K1W4DY3FXH7G8SZMXQSNG6M5",
"reason": "HostSuccess",
"hostRespCode": "00",
"posReference": "{YOUR_INVOICE_NUMBER}",
"extraData": "{\"paymentToken\":\"{YOUR_PAYMENT_TOKEN}\",\"clientIp\":\"{YOUR_CLIENT_IP}\"}",
"createdAt": "2025-08-05T03:29:33.818Z"
}
],
"srsTranId": "M1952572659856105473",
"consumerPaymentDevice": "Card",
"createdAt": "2025-08-05T03:29:33.813Z"
}Full Sample Code
The following sample code demonstrates requests and parameters for each step of the process.
//Step 1: Generate payment token.
String paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL";
//Step 2: Construct payment request.
String profileId = "prof_01XXXXXXXXXXX1";
PaymentRequest paymentRequest = new PaymentBuilder(getActivity(), paymentToken)
.profileId(profileId)
.posType(SoftPOSType.Terminal)
.build();
//Step 3: Retrieve payment response.
SoftPOSSDK.getInstance().pay(paymentRequest, new PaymentResultResponseCallback<SoftPOSPaymentResultResponse>() {
@Override
public void onResponse(SoftPOSPaymentResultResponse response) {
if (response.getResponseCode().equals(SoftPOSPaymentResponseCode.PaymentSuccess)) {
//Read payment response.
} else {
//Get error response and display error.
}
}
@Override
public void onFailure(@NonNull Throwable error) {
//Get error response and display error.
}
});//Step 1: Generate payment token.
val paymentToken = "roZG9I1hk/GYjNt+BYPYbxQtKElbZDs9M5cXuEbE+Z0QTr/yUcl1oG7t0AGoOJlBhzeyBtf5mQi1UqGbjC66E85S4m63CfV/awwNbbLbkxsvfgzn0KSv7JzH3gcs/OIL"
//Step 2: Construct payment request.
val profileId = "prof_01JQB8Y9EMCRBG27NWXXXCRNA1"
val paymentRequest = PaymentBuilder(activity, paymentToken)
.profileId(profileId)
.posType(SoftPOSType.Terminal)
.build()
//Step 3: Retrieve payment response.
SoftPOSSDK.getInstance().pay(paymentRequest, object : PaymentResultResponseCallback<SoftPOSPaymentResultResponse> {
override fun onResponse(response: SoftPOSPaymentResultResponse) {
if (response.equals(SoftPOSPaymentResponseCode.PaymentSuccess)) {
//Read payment response.
} else {
//Get error response and display error.
}
}
override fun onFailure(error: Throwable) {
//Get error response and display error.
}
})Updated about 16 hours ago